Gas prices are getting more and more ridiculous. And it’s going to keep increasing with no limit in sight! For the new car owners out there, do you know that a gallon of unleaded gasoline used to cost only $1.25?
Therefore, it is becoming more and more important to maximize your money and save at the gas station.
So here we have compiled 10 best tips to help you get the most out of your dollar!
Tip 1: Shop Around
This is the advice that you can apply anytime you buy anything. Always shop around. You can get a cheaper price for your favorite brand, and probably a yet cheaper price for a different brand.
Tip 2: Use a Gasoline Credit Card
Gasoline credit cards are great! They can save you 5 10ff your gasoline purchase.
Tip 3: Buy Gasoline When the Weather is Cool
Gasoline is denser in cooler temperatures, such as in the morning or at night. Gas stations measure volume, not density, so you'll be getting more solid fuel than vapors, thus improving your overall gas mileage.
Tip 4: Avoid Gas Stations That Just Refilled Their Tanks
When underground tanks are refilled, particles at the bottom of the tank get stirred up, and when these particles get into your gasoline tank, they affect the fuel efficiency of your car.
Tip 5: Don’t Top Off
The gas pump needs time to draw out the full amount of gas, so When you purchase a bit of gas the station, you get short bursts of fuel that you'll probably pay extra for. You should refill your tank when you have less than half a talk left or when you find a price that is so low you cannot afford to miss it.
Tip 6: Don’t Use High Octane Gas
Most cars nowadays are built to run on regular unleaded gas. Purchasing higher octane gas is simply a waste of money. Octane measures how hard it is to ignite gas, not the quality of the gas, so getting higher octane gas will not improve fuel efficiency. You should only get these more expensive gases when your engine pings, knocks or rattles.
Tip 7: Pump Your Own Gas
It's cheaper to pump your own gas at the self-serve stations rather than using the full-serve pumps. Full-serve gasoline naturally costs more.
Tip 8: Lessen the Use of Air-Conditioning
This tip is simple enough. Air-conditioning uses electricity, and they can reduce fuel economy by up to 20àIt's advisable to use the air ventilation system instead.
Tip 9: Plan Your Trip
You can avoid unnecessary driving by planning your trip before hand, and of course that saves you money on gas consumption.
Tip 10: Purchase Vehicles That Get Good Mileage
This is probably one of the best tips anybody can give on saving money at the gas pump. It's always better to purchase vehicles that get good gas mileage. Check with your car dealer about cars that have better fuel economy.
Tuesday, September 29, 2009
Steps To Buying Your Car
Most people do not enjoy buying a car. A survey conducted by CNN revealed that 75% of people would rather visit a dentist than face visiting a car dealership. It's not that people don't want a car - it's just that there are so many pitfalls to negotiate and not everyone can be sure of the right steps to take. Here are a few points to keep in mind to make the process easier.
1. Ask questions, lots of questions. Try to ask sensible questions that will enable you to base your decisions on solid ground. But don't be afraid to just ask and only stop when all your concerns have been properly addressed.
2. Do not let emotion drive you. Pretty cars with all the bells and whistles can blind you to the truth. More often than not you will end up paying more than you need to if you buy with emotion. Be impartial and see the car for what it is and not what you may have fallen in love with.
3. Know exactly what you want before you put a single foot inside the dealership door. An open mind can be easily manipulated, and usually not in your favor. Use brochures, etc, beforehand to determine exactly what you want within your budget, and don't be swayed by smooth talk.
4. Talk to the dealer about the price and not the payments. Dealers who keep referring to the "easy" payments could be avoiding the issue of overall price, and you need to know why. Do your homework and you will know exactly what price fits into a payment plan to fit your budget. But if you focus on payment, you may end up paying more than you bargained for.
5. Know when the time has come to make a decision. That decision could be to walk away, or it could be to close the deal. You should constantly monitor how you feel about the offer being made to you. If it all feels right, then stay with it and see it through. But if you get even just a tiny twinge of something not quite right, be prepared to walk away.
Buying a car is not always easy. It's not something most of us do very often and we all want to make the best use of our money. But with sensible and careful planning, and an awareness of the five points above, you can buy the exact right car for you at the exact right price for you. Happy motoring!
About the author:
Jack Hill is an automotive journalist with a passion for cars of every type and size, which he adequately illustrates at his website: http://www.actcars.comHis main delight is driving his sports car through quiet country lanes, but he feels equally at home driving his wife and three boisterous young sons around in the family saloon.
1. Ask questions, lots of questions. Try to ask sensible questions that will enable you to base your decisions on solid ground. But don't be afraid to just ask and only stop when all your concerns have been properly addressed.
2. Do not let emotion drive you. Pretty cars with all the bells and whistles can blind you to the truth. More often than not you will end up paying more than you need to if you buy with emotion. Be impartial and see the car for what it is and not what you may have fallen in love with.
3. Know exactly what you want before you put a single foot inside the dealership door. An open mind can be easily manipulated, and usually not in your favor. Use brochures, etc, beforehand to determine exactly what you want within your budget, and don't be swayed by smooth talk.
4. Talk to the dealer about the price and not the payments. Dealers who keep referring to the "easy" payments could be avoiding the issue of overall price, and you need to know why. Do your homework and you will know exactly what price fits into a payment plan to fit your budget. But if you focus on payment, you may end up paying more than you bargained for.
5. Know when the time has come to make a decision. That decision could be to walk away, or it could be to close the deal. You should constantly monitor how you feel about the offer being made to you. If it all feels right, then stay with it and see it through. But if you get even just a tiny twinge of something not quite right, be prepared to walk away.
Buying a car is not always easy. It's not something most of us do very often and we all want to make the best use of our money. But with sensible and careful planning, and an awareness of the five points above, you can buy the exact right car for you at the exact right price for you. Happy motoring!
About the author:
Jack Hill is an automotive journalist with a passion for cars of every type and size, which he adequately illustrates at his website: http://www.actcars.comHis main delight is driving his sports car through quiet country lanes, but he feels equally at home driving his wife and three boisterous young sons around in the family saloon.
Reasons to Take a Defensive Driving Course
If you or someone you know and love drive or ride in a car, then you know the importance of being able to drive defensively. Defensive driving courses are so important for so many different reasons. Driving defensively allows you to appropriately react to a multitude of situations in time to save the lives of everyone around you. Taking a course in defensive driving will help you to become a safer driver.
1- When considering taking a defensive driving course, it is important to research the options that are available to you. The most common type is the still the traditional, classroom type course. However, with today's technology classes are becoming popular both as online and correspondence courses.
2- One of the most popular reasons to take this type of course should be to improve your driving skills, to increase your chances of not being involved in an accident. Reality, however, proves that the most common reason to participate in a defensive driving course is that it is court ordered. Many times the court will require a driver take a driving course in place of fines or jail time for a driving infraction.
3- Another reason to take a course of this nature is to reduce auto insurance rates. Most insurance companies offer a discount for taking and completing a driving course. The amount of the discount varies among insurance companies, but will be between 2-10% on average. Call your personal auto insurance agent for the amount you could save.
4- The length of time required will vary upon the type of course you choose to participate in. The traditional, classroom type classes run much the same way as a normal school. These will normally run a couple of hours for two or three weeks or they will be in session for on or two all day sessions. Online and correspondence courses are usually the type of course where you work at your own pace.
5- Cost may also be a concern when choosing which type of course to take. A traditional course is generally more expensive then the other types that are available. However, they do have the distinct advantage of a teacher and classmates to ask questions to and receive answers from. If cost is a prohibitive factor in joining a classroom course, then a correspondence or online course could be the answer. These courses are usually less expensive and have the advantage of being able to complete the work at your own pace.
About the author:
John Mancini has been writing about defensive driving online and offline for a long time. Visit http://best-driving-schools.infoor http://www.texas-defensive-driving-schools.netto read more about matters like defensive driving courses and Texas defensive driving schools.
1- When considering taking a defensive driving course, it is important to research the options that are available to you. The most common type is the still the traditional, classroom type course. However, with today's technology classes are becoming popular both as online and correspondence courses.
2- One of the most popular reasons to take this type of course should be to improve your driving skills, to increase your chances of not being involved in an accident. Reality, however, proves that the most common reason to participate in a defensive driving course is that it is court ordered. Many times the court will require a driver take a driving course in place of fines or jail time for a driving infraction.
3- Another reason to take a course of this nature is to reduce auto insurance rates. Most insurance companies offer a discount for taking and completing a driving course. The amount of the discount varies among insurance companies, but will be between 2-10% on average. Call your personal auto insurance agent for the amount you could save.
4- The length of time required will vary upon the type of course you choose to participate in. The traditional, classroom type classes run much the same way as a normal school. These will normally run a couple of hours for two or three weeks or they will be in session for on or two all day sessions. Online and correspondence courses are usually the type of course where you work at your own pace.
5- Cost may also be a concern when choosing which type of course to take. A traditional course is generally more expensive then the other types that are available. However, they do have the distinct advantage of a teacher and classmates to ask questions to and receive answers from. If cost is a prohibitive factor in joining a classroom course, then a correspondence or online course could be the answer. These courses are usually less expensive and have the advantage of being able to complete the work at your own pace.
About the author:
John Mancini has been writing about defensive driving online and offline for a long time. Visit http://best-driving-schools.infoor http://www.texas-defensive-driving-schools.netto read more about matters like defensive driving courses and Texas defensive driving schools.
Considerations To Computing Your Car Insurance Premiums
Have you ever wonder why car insurance costs vary from one car insurance company to the other? This is due to the different type of computation factors that car insurance companies use to derive the car insurance cost. Based on the answers that you replied to the car insurance company, they will add or discount the cost before arriving at a final price for your car insurance. Thus, it is important for you to shop around first before you commit yourself to a particular car insurance company as different companies take a different view of the various high risk factors. We will look at some of the factors that car insurance companies take into considerations.
1. Having a clean driving record.
Without a doubt, car insurance cost would increase if you have been convicted of a driving conviction. Thus, it pays to be a safe driver so that unnecessary costs won't be incurred.
2. Adding additional drivers to the policy
By adding additional drivers to the policy, extra premiums will be added. Thus, do not add in drivers into the policy just because you think that this person might be using the car in the future. Consider carefully whether it is necessary to add this person into the policy.
3. The age and gender of the driver
If the driver is under the age of 25 the rate will mostly likely be fairly high. This is due to the lack of driving experience. Usually, you will need to have over three years driving to be quoted a lower rate. Also, a single male driver rates higher than a single female. This is because males are rated as a higher risk to car insurance companies.
4. Your credit report history.
Most car insurance companies take into account of your credit history. Paying your bills on time and maintaining a good credit history will allow you to enjoy lower car insurance cost.
5. Anti-theft alarm
Fix up an electronic central locking and alarm on your car. Discount could be given by insurance companies when you have anti-theft devices install in your car.
About the author:
Justin Koh is the original contributor of this article for http://www.carinsurancecentral.info
You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated.
1. Having a clean driving record.
Without a doubt, car insurance cost would increase if you have been convicted of a driving conviction. Thus, it pays to be a safe driver so that unnecessary costs won't be incurred.
2. Adding additional drivers to the policy
By adding additional drivers to the policy, extra premiums will be added. Thus, do not add in drivers into the policy just because you think that this person might be using the car in the future. Consider carefully whether it is necessary to add this person into the policy.
3. The age and gender of the driver
If the driver is under the age of 25 the rate will mostly likely be fairly high. This is due to the lack of driving experience. Usually, you will need to have over three years driving to be quoted a lower rate. Also, a single male driver rates higher than a single female. This is because males are rated as a higher risk to car insurance companies.
4. Your credit report history.
Most car insurance companies take into account of your credit history. Paying your bills on time and maintaining a good credit history will allow you to enjoy lower car insurance cost.
5. Anti-theft alarm
Fix up an electronic central locking and alarm on your car. Discount could be given by insurance companies when you have anti-theft devices install in your car.
About the author:
Justin Koh is the original contributor of this article for http://www.carinsurancecentral.info
You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated.
Tips To Saving A Bundle At Your Next Car Auction
Many of us have been at the car dealership and have been drained by a salesperson during price negotiations for the purchase of a new car. Most people give in too easily or do not negotiate at all to avoid the dreadful act. This only means more money in the car dealers’ pocket, while you are out of several thousand dollars! Yes, they make that much in profit per car.
This article unveils the dealer’s selling tactics and how you can get around them. But before we dive into the new car buying tips, we need to understand what makes up the dealer’s profits.
In addition to the MSRP (manufacturer suggested retail price), which is the dealer’s cost for the car plus an additional 20-25% profit, a dealer also gets financial incentives from the manufacturer when a new car is sold. This is called Holdback.
Depending on the car, dealers can make hundreds on each car through holdbacks. Dealers also get additional incentives and bonuses on selling a car before the end of the month and/or quarter.
A shrewd dealer can make several thousand on a new car even by selling it at invoice price. This is how new car buying can become tricky for the consumer.
Ready to learn how not to put a dent in your wallet on your next car purchase? Here are four tips to get you started. Each one is a dealer tactic to watch out for.
1. The Guilt Trip
As you may have noticed, every desk in a dealership has photos of the salesperson’s family, instead of photos of cars. Midway in the negotiation, the sales person will bring them up and make it look like his little commission check can hardly pay for his daughters college and little Bradley’s braces.
A seasoned salesperson will soon have you feeling guilty for driving the price down and hurting his commission. Watch out not to fall for this tactic, since you already know about holdbacks and incentive programs from manufacturers.
2. Wearing You Down
Come prepared to spend half a day at the dealership or pay whatever the dealer asks for. Car Dealers are trained to delay and tire you out to the point where you give in and accept their price just to get out of there.
After you make your offer, sales people typically claim they would have to run it by their manager. You may then have to re-start negotiating with the manager, who is also a seasoned salesperson. This dance goes on for a while until you give in.
Remember, there are multiple dealerships in a city, so they need you more than you need them. Demand to speak to the manager after a certain time period or threaten to leave.
Because you are devoting a lot of time to bargain with the dealer, they know you are a serious buyer, so they will not let you leave. The earlier you can speak with the manager, the faster you can leave.
3. The Test Drive
We all enjoy a good test drive and look forward to it. Although it is essential to test drive a car before you buy it, remember to not show your absolute love for the car to the salesperson. Their goal is to get you emotionally attached to the car, so it becomes a must have for you. I have learned it the hard way.
To hide your emotional tears from the salesperson, mention the features of a competing car in the same class, like the new shape, light, leg room, resale value etc. This will make the salesperson a little vulnerable.
4. Monthly Payments
This one is to confuse you. Dealers will start talking about monthly payments rather than the total price of the car. They will start by asking how much you are willing to pay per month and how much of a down payment you are willing to pay. Since people don’t want to look like they cannot afford a certain car, they will usually give a higher number. Big Mistake!
You have left little room for negotiation when this happens. Always steer the conversation to the total price of the car and do NOT mention any trade-ins at this point. Only after the total price of the vehicle is completely negotiated then talk about interest, monthly payment and trade-ins.
General Rule;
As a general rule, remember to only focus and negotiate on the Total Price of the vehicle. Everything else is pretty much the car dealer’s trough.
If the above new car buying tips seem like a lot of hassle, yet you still want to get the best price in town, there are some websites that do this for you. www.autoauctionbids.com for example is a great website for this because you can collect price quotes from multiple local dealers for a particular car as well as its competing car models (like Honda Accord, Toyota Camry and Ford Taurus) and compare them.
The website then allows you to send back the lowest quotes received for each car make to all participating dealers in your area through the website itself.
Dealers view this price and continue to submit new lower prices over a 3 day period. By putting local car dealers in such a price competition allows you to avoid the dreadful face to face negotiation and yet gets you the lowest price in town for up to 3 competing car makes.
The best part about AutoAuctionBids.com is that it is absolutely free for you and there is no obligation to buy after the new car auction is over.
This article unveils the dealer’s selling tactics and how you can get around them. But before we dive into the new car buying tips, we need to understand what makes up the dealer’s profits.
In addition to the MSRP (manufacturer suggested retail price), which is the dealer’s cost for the car plus an additional 20-25% profit, a dealer also gets financial incentives from the manufacturer when a new car is sold. This is called Holdback.
Depending on the car, dealers can make hundreds on each car through holdbacks. Dealers also get additional incentives and bonuses on selling a car before the end of the month and/or quarter.
A shrewd dealer can make several thousand on a new car even by selling it at invoice price. This is how new car buying can become tricky for the consumer.
Ready to learn how not to put a dent in your wallet on your next car purchase? Here are four tips to get you started. Each one is a dealer tactic to watch out for.
1. The Guilt Trip
As you may have noticed, every desk in a dealership has photos of the salesperson’s family, instead of photos of cars. Midway in the negotiation, the sales person will bring them up and make it look like his little commission check can hardly pay for his daughters college and little Bradley’s braces.
A seasoned salesperson will soon have you feeling guilty for driving the price down and hurting his commission. Watch out not to fall for this tactic, since you already know about holdbacks and incentive programs from manufacturers.
2. Wearing You Down
Come prepared to spend half a day at the dealership or pay whatever the dealer asks for. Car Dealers are trained to delay and tire you out to the point where you give in and accept their price just to get out of there.
After you make your offer, sales people typically claim they would have to run it by their manager. You may then have to re-start negotiating with the manager, who is also a seasoned salesperson. This dance goes on for a while until you give in.
Remember, there are multiple dealerships in a city, so they need you more than you need them. Demand to speak to the manager after a certain time period or threaten to leave.
Because you are devoting a lot of time to bargain with the dealer, they know you are a serious buyer, so they will not let you leave. The earlier you can speak with the manager, the faster you can leave.
3. The Test Drive
We all enjoy a good test drive and look forward to it. Although it is essential to test drive a car before you buy it, remember to not show your absolute love for the car to the salesperson. Their goal is to get you emotionally attached to the car, so it becomes a must have for you. I have learned it the hard way.
To hide your emotional tears from the salesperson, mention the features of a competing car in the same class, like the new shape, light, leg room, resale value etc. This will make the salesperson a little vulnerable.
4. Monthly Payments
This one is to confuse you. Dealers will start talking about monthly payments rather than the total price of the car. They will start by asking how much you are willing to pay per month and how much of a down payment you are willing to pay. Since people don’t want to look like they cannot afford a certain car, they will usually give a higher number. Big Mistake!
You have left little room for negotiation when this happens. Always steer the conversation to the total price of the car and do NOT mention any trade-ins at this point. Only after the total price of the vehicle is completely negotiated then talk about interest, monthly payment and trade-ins.
General Rule;
As a general rule, remember to only focus and negotiate on the Total Price of the vehicle. Everything else is pretty much the car dealer’s trough.
If the above new car buying tips seem like a lot of hassle, yet you still want to get the best price in town, there are some websites that do this for you. www.autoauctionbids.com for example is a great website for this because you can collect price quotes from multiple local dealers for a particular car as well as its competing car models (like Honda Accord, Toyota Camry and Ford Taurus) and compare them.
The website then allows you to send back the lowest quotes received for each car make to all participating dealers in your area through the website itself.
Dealers view this price and continue to submit new lower prices over a 3 day period. By putting local car dealers in such a price competition allows you to avoid the dreadful face to face negotiation and yet gets you the lowest price in town for up to 3 competing car makes.
The best part about AutoAuctionBids.com is that it is absolutely free for you and there is no obligation to buy after the new car auction is over.
Subscribe to:
Posts (Atom)
